The need for sustainable financial innovation because they can improve the efficiency of financial services. <br>The financial system, this can improve economic growth and increase social <br>wealth. However, some financial innovation may give us some of the negative impact of <br>the financial system, provide benefits for individual participants, while <br>harmful to others. Therefore, the effective use of certain financial innovation requires a <br>wide knowledge of its ways of functioning and comprehensive analysis of its capabilities <br>consequences.
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