If the borrower does not choose to follow the agreement in the preceding paragraph, the principal and interest shall be repaid monthly in accordance with the annuity law from the date of the borrowing.
If the borrower does not choose to comply with the provisions of the preceding paragraph, the principal and interest shall be amortized monthly in accordance with the annuity law from the date of borrowing.
If the borrower doesn't choose to follow the agreement in the preceding paragraph, the principal and interest shall be repaid monthly according to the annuity method from the loan date.