18. Comparison of mobile payment related to the TSM (Trusted service manager) and HCE (host card emulation), and which of the following error? <br>(1) HCE mechanism of self-development service providers can integrate APP or value-added features, generate additional revenue <br>(2) HCE mechanism may be waived in the process of mobile payment, OTA platform referral fees from operators access, thereby reducing deployment and operating costs <br>(3) TSM mechanism will secure element (SE) SIM card into the phone, NFC reader directly and phone secure element (SE) exchange of information <br>(4) TSM mechanism in the mobile phone SIM card will be turn on the phone and power networking and other restrictions, unable to complete the proximal offline (offline) payment transactions
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