雙方協議該借款金額於生效後分為五年償還，每年年底前需償還80,000元

雙方協議該借款金額於生效後分為五年償還，每年年底前需償還80,000元美金

結果 (英文) 1:

The two parties agreed that the amount of the loan will be repaid in five years after it becomes effective, and US $ 80,000 must be repaid before the end of each year

結果 (英文) 2:

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結果 (英文) 3:

Both parties agree that the loan amount will be repaid in five years after it comes into effect, and 80000 US dollars will be repaid before the end of each year