第三，我們考慮Capital。這可以衡量Alan的資產淨值及以此幫助他

第三，我們考慮Capital。這可以衡量Alan的資產淨值及以此幫助他的還款能力。Alan的物業抵押貸款每月按揭HKD$42,000，而保證金越高，會被認為支付貸款的心理承諾越高，更容易成功批核貸款。再者，Alan的月薪扣除所有開支後的現金流有能力償還款項。

結果 (英文) 1:

Third, we consider the Capital. This can be measured by the net asset value in order to help Alan and his ability to repay. Alan property mortgage monthly mortgage HKD $ 42,000, and the higher the margin, the higher would be considered psychological commitment to pay the loan, the loan approval is more likely to succeed. In addition, Alan's monthly cash flow after deducting all expenses have the ability to repay the money.

結果 (英文) 2:

Third, we consider Capital. This can measure Alan's net asset value and his ability to help him repay. Alan's property mortgage is HKD$42,000 per month, and the higher the margin, the higher the psychological commitment to pay the loan, the more likely it is to successfully approve the loan. Furthermore, Alan's monthly salary, net of all expenses, is a cash flow that can be repaid.

結果 (英文) 3:

Third, we consider capital. This can measure Alan's net worth and help him repay. Alan's property mortgage is HKD $42000 per month, and the higher the guarantee, the higher the psychological commitment to pay the loan, and the easier it is to approve the loan successfully. Moreover, Alan's monthly salary, after deducting all expenses, is able to repay the cash flow.